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Upload your Kotak credit card statement

Fynora reads Kotak Mahindra Bank credit card statements in PDF. Download the statement from Kotak Net Banking and upload it: Fynora lists every transaction, adds them up and compares the result with the statement's total amount due, and sorts each transaction into a category.

Fynora is an independent app. It is not affiliated with, endorsed by or partnered with Kotak Mahindra Bank. Kotak Mahindra Bank is named here only to describe its statements.

How to download your Kotak Mahindra Bank credit card statement

In Kotak Net Banking

  1. Log in, then go to Credit Card, then Statement.

In Kotak Mobile Banking

  1. Statements can be viewed under Credit Card, then CC Statements (view only).

Source: Kotak Mahindra Bank: view or download your credit card statement (read 31 October 2026). Steps can change; the bank's own page is the authority.

What Fynora reads from your Kotak Mahindra Bank credit card statement

  • Every transaction: date, description, amount, and whether it is a charge or a credit
  • The total amount due
  • The statement period and the payment due date
  • The masked card number, the credit limit and the cardholder name

Last checked against a real Kotak Mahindra Bank credit card statement on 31 October 2026.

What happens after you upload

  1. Fynora reads every transaction and the details the statement prints.
  2. Where the statement prints balances or totals, Fynora compares its reading with them.
  3. You see every row and confirm before anything is saved. Rows that look like duplicates of something already imported are flagged for you to keep or skip.
  4. If the amounts don't agree, or a transaction looks missing, the statement is held instead of imported. A person checks it by hand within 48 hours, and you're notified when it's done.
  • Free plan: up to 2 accounts, one month per statement.
  • Fynora reads PDF and CSV files. Excel files can't be uploaded.

Import your first statement

Questions

Does Fynora connect to my Kotak Mahindra Bank account?
Not by default, and never with your net-banking password. Fynora never asks for your net-banking credentials, and nothing in the core product requires a bank connection: it works from the statements you upload yourself.
My Kotak Mahindra Bank credit card statement is password-protected. Can I still upload it?
Yes. Password-protected PDFs work: enter the password during upload and Fynora opens the file to read it. The password travels in the request body, never in a URL. Fynora does not keep it unless you choose to save it so that statement can be refreshed without asking you again; if you do not, a later re-import will ask again.
Can I upload a statement longer than one month?
The Free plan allows up to 2 accounts, one month per statement. Plus, at ₹249/month, reads longer statements and any number of accounts.
What if Fynora cannot read my statement correctly?
Where the statement prints balances or totals, Fynora compares its reading with them. If they disagree, or a transaction looks missing, the statement is held instead of imported, and a person checks it by hand. That takes up to 48 hours, and you're notified when it's done.
Is Fynora part of Kotak Mahindra Bank?
Fynora is an independent app. It is not affiliated with, endorsed by or partnered with Kotak Mahindra Bank. Kotak Mahindra Bank is named here only to describe its statements.

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